Turning 65 in California
Your straightforward path into Medicare
Medicare gets easier when you handle the decisions in the right order. Greg will help you understand the timeline, compare your options and avoid preventable mistakes.
Ask Greg: (805) 202-6313Start about three months before your 65th birthday
That gives you time to understand whether you need to enroll in Medicare immediately, coordinate employer coverage and compare the coverage available where you live.
The five decisions to make
- Confirm your enrollment date.Review your birthday, Social Security status and current coverage.
- Decide whether to enroll in Part B.People with active employer coverage may have different options than people retiring at 65.
- Choose a coverage path.Compare Original Medicare with a supplement and Part D against Medicare Advantage.
- Check doctors and prescriptions.Coverage is only useful when it works with your medical needs.
- Complete applications in the right sequence.Avoid unnecessary gaps or duplicate coverage.
Call Greg. You may still be inside your Initial Enrollment Period or qualify for a Special Enrollment Period.
What to have ready for your call
- Your Medicare card, if you have received it
- Current insurance information
- A list of prescriptions and preferred pharmacies
- Names of doctors you want to continue seeing
- Your expected retirement or coverage-ending date
Common questions
Frequently asked questions
When can I enroll in Medicare?
Your Initial Enrollment Period generally lasts seven months: the three months before the month you turn 65, your birthday month and the three months after it. Special rules can apply when your birthday is on the first day of a month.
Do I need Medicare if I’m still working?
It depends on the size and type of your employer coverage, whether you contribute to an HSA and whether your current coverage is considered creditable. Get individual guidance before delaying Part B or Part D.
How much does Greg’s help cost?
There is no added fee to you for Greg’s Medicare plan-enrollment assistance. Insurance companies pay agents when a client enrolls, and your premium is not increased because you used an agent.
One conversation can make this simpler
Talk with Greg about your Medicare timeline.
No call center. No obligation. Just straightforward, personal help.